Saxton & Stump’s Insurance Law Group regularly counsels insureds and insurers in a multitude of industries on questions of coverage and litigates these matters in state and federal court. Our attorneys have extensive experience counseling insureds and insurers on an array of insurance coverage issues spanning virtually all lines of commercial and professional lines of insurance. The group works with businesses in all industries, including construction, real estate, trucking and transportation.

Insurance Coverage

Drawing on our attorneys’ extensive litigation backgrounds, the Insurance Group has litigated declaratory judgment actions and questions of insurance policy contractual interpretation throughout Pennsylvania. We have handled coverage litigation for businesses in matters pending between insured and insurer, between two primary insurers disputing coverage responsibilities and disputes between primary and excess carriers.

Insurance Bad Faith

The threat of a bad faith claim is prevalent in coverage disputes and litigation. We defend insurers from claims asserting extra-contractual remedies under the Pennsylvania bad faith statute and common law and we also have experience working with insureds to utilize the protections of the bad faith law to secure insurance coverage.

A Proactive Approach – Mitigation

It is vital for the insured to know what they are and are not insured against. An insurance company also must know what risks they are underwriting so that they are collecting appropriate premiums to fulfill their obligations.